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.button{border-radius:100px;padding:15px 25px;box-shadow:0 6px 18px #102d3810;transition:transform .18s,box-shadow .18s,background .18s}.button:hover{transform:translateY(-2px);box-shadow:0 9px 25px #102d3825}.button.gold{background:linear-gradient(120deg,#eddbb8,#cfad70)}.button:disabled{opacity:.65;cursor:wait;transform:none}.hero{background:#f2efe5;color:var(--navy)}.hero-grid{grid-template-columns:.95fr 1.2fr;min-height:660px}.hero-copy{padding:72px 36px 68px 0}.hero h1{font-size:clamp(43px,4.7vw,65px)}.hero h1 em{color:#557968}.hero .eyebrow{color:#92713b;line-height:1.9}.hero p{color:#53686b}.hero .reassure{color:#53686b}.hero .outline{color:var(--navy);border-color:#b6bfb4}.hero-photo{background:linear-gradient(0deg,#163c3655,transparent 50%),url('/california-home.png') center/cover;border-radius:130px 0 0 0;margin-top:28px}.photo-note{color:white;font-size:25px}.path{border-radius:18px;box-shadow:0 10px 35px #152f3405}.form{border-radius:18px;box-shadow:0 20px 60px #14392b0b}.form-intro{color:var(--muted);font-size:13px;margin-bottom:23px}.form input:not([type=checkbox]),.form select,.form textarea{border-radius:8px}.trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.newsletter{background:#183e3b;color:white}.newsletter-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.newsletter p{margin-top:20px;color:#d2dfd9;font-size:14px}.newsletter .kicker{color:#e0c38c}.newsletter .fine{font-size:11px}.newsletter input[type=email]{background:white;border:0;border-radius:100px;margin:0;padding:15px 20px}.subscribe-row{display:flex;gap:10px;margin:10px 0 17px}.subscribe-row input{min-width:0;flex:1}.subscribe-row button{white-space:nowrap;gap:0;padding:14px 19px}.newsletter .check{line-height:1.6}.newsletter .check input{accent-color:var(--gold)}#form-status,#newsletter-status{font-size:14px;font-weight:600}.faq .faq-grid>div:first-child{align-self:start;position:sticky;top:30px}@media(max-width:1000px){.subscribe-row{flex-direction:column}.hero-grid{grid-template-columns:1fr 1fr}.hero h1{font-size:49px}}@media(max-width:800px){.hero-grid{grid-template-columns:1fr}.hero-copy{padding:45px 0 35px}.hero-photo{margin:0 -22px;border-radius:60px 0 0 0;height:390px;background-position:center}.hero h1{font-size:47px}.newsletter-grid{grid-template-columns:1fr;gap:30px}.faq .faq-grid>div:first-child{position:static}.subscribe-row{flex-direction:row}}@media(max-width:440px){.row{grid-template-columns:1fr}.subscribe-row{flex-direction:column}.hero-photo{height:320px}.actions .button{width:100%}}@media(prefers-reduced-motion:reduce){.button{transition:none}.button:hover{transform:none}}

:root{--navy:#454f38;--cream:#faf7f0;--gold:#d4b17b;--ink:#3f4437;--muted:#747669}body{background:var(--cream)}header{background:#faf7f0;border-color:#e8e1d4}nav{height:92px}.brand{letter-spacing:-.8px}.mark{border-color:#ba9870;color:#916947}.hero{background:#f3eee3;color:var(--ink);padding-bottom:32px}.hero-grid{display:flex;flex-direction:column;max-width:1400px;min-height:0}.hero-copy{text-align:center;padding:57px 0 38px;max-width:850px;align-self:center}.hero h1{font-size:clamp(43px,4.8vw,66px);line-height:1.08;margin:18px 0 20px;letter-spacing:-2px}.hero h1 em{color:#8c6549}.hero p{max-width:650px;margin:auto;color:#6d7062;font-size:16px}.hero .actions{justify-content:center;margin-top:25px}.hero .reassure{margin-top:18px;color:#767b67}.hero .eyebrow{color:#8c704a}.hero-photo{margin:0!important;background:none;min-height:0;height:auto!important;border-radius:22px;overflow:hidden;box-shadow:0 15px 45px #5f4a2e15}.hero-photo img{display:block;width:100%;height:auto;max-height:670px;object-fit:cover;object-position:center 58%}.button{background:#49563b;box-shadow:0 5px 15px #4e563512}.button.gold{background:linear-gradient(130deg,#dec390,#ca9f66);color:#3e392c}.hero .outline{border-color:#c4bea9;color:#525c43;background:#fbf8f180}.button:hover{box-shadow:0 8px 22px #63562d24}.kicker{color:#96734f}.strip{background:#faf7f0;border-color:#e5dfd1}.strip .wrap{justify-content:center;gap:60px}.path{border-color:#e7e0d2;background:#fffdf8;padding:40px}.steps-section{background:#eeeee3}.number{color:#92744d}.tags span{background:#f3efe5;color:#75725f}.contact-copy h2{color:#4b543e}.form{background:#fffdf9;border-color:#e4ddce}.form input:not([type=checkbox]),.form select,.form textarea{background:#fcfaf5;border-color:#dedacb}.newsletter{background:#515d43}.newsletter .kicker{color:#e4c997}.newsletter p{color:#e2e4d9}footer{background:#414c35;color:#e0e2d6}.footer-top{border-color:#6b735d}footer .mark{color:#d3b87b}.urgent{border-color:#ba9670;color:#77705f}details{border-color:#e0ddcf}.section-head p{color:#747669}section{padding:96px 0}dialog{background:#faf7f0;border:1px solid #e3dbcc}.faq{padding-top:0}@media(max-width:800px){.hero-copy{padding:40px 0 30px}.hero h1{font-size:46px;letter-spacing:-1.5px}.hero-photo{border-radius:14px}.hero-photo img{object-fit:contain;height:auto;max-height:none}.hero{padding-bottom:22px}.strip .wrap{gap:10px 22px}.wrap{padding-left:22px;padding-right:22px}section{padding:65px 0}.path{padding:28px}.navlinks{gap:0}.hero .actions{gap:10px}}@media(max-width:440px){.hero h1{font-size:41px}.hero p{font-size:15px}.hero .eyebrow{font-size:9px;letter-spacing:1.6px}.hero-copy{padding-top:32px}.hero .actions .button{width:auto;padding:13px 17px;font-size:12px}}
.brand-logo{display:block;width:310px;height:auto;max-width:100%;margin:-14px 0}.brand{flex-shrink:0}.footer-top .brand{background:#faf7f0;padding:0 18px;border-radius:14px}.footer-top .brand-logo{width:290px;margin:-5px 0}.navlinks{gap:22px}@media(max-width:1000px){nav .brand-logo{width:265px}.navlinks{gap:15px}}@media(max-width:800px){nav .brand-logo{width:240px}.brand-logo{margin:-8px 0}nav{gap:10px}}@media(max-width:440px){nav .brand-logo{width:210px}.navlinks .button{padding:10px 13px;white-space:nowrap}nav{gap:7px}.footer-top .brand-logo{width:260px}}@media(max-width:360px){nav .brand-logo{width:180px}.navlinks .button{padding:9px 10px}}.tags a{display:inline-flex;align-items:center;min-height:44px;padding:8px 14px;background:#f3efe5;color:#5e624f;font-size:12px;border:1px solid #e4ddce;border-radius:8px;text-decoration:none;transition:background .18s,border-color .18s}.tags a:hover{background:#e7dfcc;border-color:#b69b72}.tags a:focus-visible{outline:3px solid #97723f;outline-offset:3px}#inquiry{scroll-margin-top:24px}#inquiry:focus:not(:focus-visible){outline:none}@media(prefers-reduced-motion:reduce){.tags a{transition:none}}
/* Shared navigation and focused pages */
[hidden]{display:none!important}.skip-link{position:absolute;left:20px;top:-80px;z-index:10;background:white;padding:12px}.skip-link:focus{top:12px}
nav.wrap{height:auto;min-height:98px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px}.navlinks>a:not(.button){display:inline-flex;align-items:center;min-height:44px}.navlinks{gap:24px}.navlinks a[aria-current=page]:not(.button){color:#86613f;border-bottom:2px solid #b89969}.navlinks .button[aria-current=page]{outline:2px solid #b89969;outline-offset:3px}
.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;min-height:570px;padding-top:40px;padding-bottom:40px;align-items:center}.hero-copy{text-align:left;padding:18px 0;max-width:none}.hero h1{font-size:clamp(42px,4.2vw,62px);letter-spacing:-1.4px}.hero p{font-size:17px;margin:0}.hero .actions{justify-content:flex-start}.hero-photo img{height:430px;object-fit:cover}.hero-photo{border-radius:160px 160px 18px 18px}.hero{padding-bottom:0}.hero .reassure{font-size:13px}
.page-intro{padding:62px 0 44px;background:#f3eee3}.page-intro h1{font-size:clamp(38px,4.5vw,58px);max-width:900px;letter-spacing:-1px}.page-intro p{max-width:660px;color:var(--muted);font-size:17px}.page-intro .eyebrow{color:#8c704a}.page-body{padding:52px 0 72px}.shortcuts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.shortcut{display:block;text-decoration:none;padding:28px;background:#fffdf8;border:1px solid #e5dfd1;border-radius:18px}.shortcut:hover{border-color:#a68b64}.shortcut h3{font-size:26px}.shortcut p{margin:14px 0 24px;color:var(--muted);font-size:15px}.shortcut .number{margin-bottom:16px}.home-links{padding:58px 0 64px}.home-links h2{font-size:34px;margin-bottom:28px}.page-body .faq{padding:0}.faq-grid{grid-template-columns:.65fr 1.35fr;gap:58px}.faq h2{font-size:34px}.faq .button{margin-top:12px}
.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{background:#fffdf8;border:1px solid #e4ddce;border-radius:18px;overflow:hidden;display:flex;flex-direction:column}.article-card .card-top{background:#e9e6d8;padding:26px 28px;color:#7c6547;font-size:12px;letter-spacing:1.5px}.article-card .card-copy{padding:28px;display:flex;flex-direction:column;flex:1}.article-card h2{font-size:30px;letter-spacing:-.6px;line-height:1.2}.article-card p{margin:18px 0 26px;color:var(--muted);font-size:15px}.article-card .textlink{align-self:start;margin-top:auto}.reviewed{font-size:12px;color:#737565;margin:14px 0}.article-layout{display:grid;grid-template-columns:minmax(0,740px) 260px;gap:70px}.article-content h2{font-size:29px;letter-spacing:-.5px;margin:32px 0 16px}.article-content h2:first-child{margin-top:0}.article-content p,.article-content li{font-size:17px;line-height:1.8;color:#5d6455}.article-content p{margin-bottom:18px}.article-content li{margin:8px 0}.article-content ul{padding-left:24px}.sources{margin-top:36px;border-top:1px solid #ded8c9;padding-top:22px}.sources p,.sources a{font-size:13px;overflow-wrap:anywhere}.article-aside{align-self:start;background:#eeeee3;padding:26px;border-radius:16px}.article-aside p{margin:18px 0;font-size:14px}.article-aside h2{font-size:28px}.crumb{display:inline-block;margin-bottom:24px;font-size:13px}.form-progress{font-size:12px;text-transform:uppercase;letter-spacing:1.5px;color:#8c704a;margin-bottom:18px}.form label,.form legend{font-size:14px}.form .check{font-size:14px}.form .fine{font-size:12px}.survey-choices .check{padding:16px;background:#f4f0e6;border:1px solid #ded8c9;border-radius:10px;cursor:pointer}.survey-choices .check:has(input:checked){border-color:#66744f;background:#e9eddf}.survey-choices input{min-width:18px;width:18px;height:18px}.survey-actions{display:flex;gap:12px;margin-top:22px}.survey-actions .back{background:transparent;color:var(--ink);border:1px solid #bdb8a8;width:auto}.survey-actions .button{flex:1}.form h2{font-size:28px;letter-spacing:-.4px;margin-bottom:18px}.contact-grid{gap:55px}.contact-copy h2{font-size:38px}.contact-copy p{font-size:16px}.contact-copy .fine{font-size:13px}.form-status{min-height:24px}.newsletter{padding:60px 0}.footer-links{flex-wrap:wrap}footer p{font-size:12px}.source-note{font-size:12px;margin-top:28px;color:var(--muted)}
@media(max-width:900px){nav.wrap{justify-content:center}.navlinks{justify-content:center;gap:20px}.hero-grid{gap:28px}.hero h1{font-size:43px}.article-grid{grid-template-columns:1fr}.article-layout{grid-template-columns:1fr;gap:35px}.shortcuts{grid-template-columns:1fr}.article-card h2{font-size:28px}}
@media(max-width:600px){nav.wrap{padding-top:12px;padding-bottom:12px;gap:8px}.navlinks{width:100%;justify-content:space-between;gap:8px;flex-wrap:wrap;font-size:12px}.navlinks .button{padding:10px 14px;font-size:12px}.navlinks>a:not(.button){display:inline-flex}.hero-grid{display:flex;gap:12px;padding-top:18px;padding-bottom:26px}.hero-copy{padding:20px 0}.hero h1{font-size:42px}.hero-photo{width:100%;border-radius:100px 100px 16px 16px}.hero-photo img{height:260px;object-fit:cover}.hero p{font-size:16px}.page-intro{padding:36px 0 30px}.page-intro h1{font-size:40px}.page-body{padding:32px 0 48px}.faq-grid,.contact-grid{grid-template-columns:1fr;gap:30px}.faq .faq-grid>div:first-child{position:static}.form{padding:22px}.contact-copy{padding-top:0}.contact-copy h2{font-size:31px}.row{grid-template-columns:1fr}.newsletter-grid{gap:25px}.subscribe-row{flex-direction:column}.strip .wrap{gap:10px 18px}.footer-links{gap:16px}.hero .actions .button{font-size:14px}.article-content p,.article-content li{font-size:16px}}
/* Keep the homepage inquiry immediately after the introduction. */
#get-help{scroll-margin-top:24px}.home-inquiry{background:#f3eee3;padding:64px 0 76px}.home-inquiry .eyebrow{color:#8c704a;margin-bottom:16px}.home-inquiry .contact-copy{align-self:start}.sources summary{cursor:pointer;color:#68705d;font-size:14px;font-weight:600;padding:8px 0}.sources[open] summary{margin-bottom:16px}.article-aside .button{font-size:13px;text-align:center}
@media(max-width:600px){.home-inquiry{padding:38px 0 48px}.home-inquiry .contact-copy .urgent{font-size:13px}.hero-photo img{height:200px}.hero .actions .button{width:100%;justify-content:center;font-size:13px}}